Ladies and Gentlemen,
since 01.04.2008 is the "collective agreement for occupational pensions and deferred compensation" for medical assistant in force. More and more frequent requests from our clients and the complexity of this issue prompted us to send you to get this information letter. NEN
To pay increase to the beginning of 2008 to limit the growth of 2.5% to be able to, the unions have in place of part of the wage increase be an employer-financed retirement from the agreed-company 01.04.2008.
can from that agreement, you as an employer far-reaching commitments and, where appropriate, including damages incurred obligations if you do not observe a practicing physician and employer where the agreed rules.
Scope / Affected persons:
The collective agreement applies nationwide and was completed between the AAA (Association to regulate the working conditions of medical assistants / medical assistants) and the Federation tronic medical professions. It applies to: first
Medical assistant / medical assistants (non-dental and veterinary assistants)
second nationwide in ambulatory care facilities
third Office hours nursing assistants / nurses, and nurses /, if the activities of a medical specialist / nurse
fourth exercise Trainees
The collective agreement applies if
first The medical employer is a member of the AAA and the nurse / medical professional te-collar member of the association of medical professions (VFM) or a member of ver.di
or second
was the collective commitment / to lean expressly agreed in the contract.
In many medical practices, it is customary to apply the model contract of employment contracts for medicinal clerk of the respective Medical Council in the appointment of staff to VER. These patterns include a reference that apply to all areas for which no contract is made by the new regulatory framework, the negotiated collective agreements for medical assistant application. About this reference are the collective agreements under private law by Einzelvereinba-tion to the employment relationship and thus become applicable.
is not agreed to such affiliation or involvement of the collective agreements and the conditions in point 1 not met, develops the collective agreement has no effect. The Re-managed for occupational retirement provision of the collective agreement are therefore not mandatory.
benefit obligations:
employer contribution:
The amount of the contribution for a company pension scheme is based on the Where chenstundenzahl-and whether a contract savings schemes (VL) is claimed or not:
are already made savings schemes in claim and that contract is continued, is the employer to be made of occupational pension contribution per month € 20 (part-time employees < 18 h/Woche mtl. 10 €, Auszubildende nach der Probezeit mtl. 20 €). Ab dem 01.01.2015 wird der VL-Anspruch vollständig durch den betrieblichen Beitrag des Arbeitgebers zur Al-tersversorgung ersetzt.
alternative may be waived by the assistant to the VL-claim in this case, the employer's occupational pension months ago 56 €
employer subsidy..
can addition to these two alternatives . convert nurse a portion of their salary into a pension scheme is a salary voted by the nurse, she receives from the employer a subsidy equal to 20% of the conversion amount -. but at least 10 € monthly salary must be at least 1 / 160 of the monthly SGB reference size (about 16 € monthly) and a maximum of 4% of the income limit (212 € a month) minus the employer performance. The converted for purposes of the pension portion of the salary as well as the employer contribution is tax-and (currently) exempt from social security, so that the labor-employer imposed by the salary is usually not an economic burden. At this point it should be noted that a worker always has the right to charge conversion. This right exists independently of the collective agreements. Only the right to grant the employer in this case.
implementing ways: Employers can
to implement a pension fund in the form a corporation-ten suppliers. By mutual agreement, the conclusion of a direct insurance is possible. If the employer within 4 weeks after the claim arises, no decision can determine the physician assistant or a pension fund direct insurance of their choice.
The offered pensions must be at least a lifetime retirement pension, or include an NEN-payment plan, followed by retirement.
Attention: Information commitment
The collective agreement requires employers to inform their workers about the basics of occupational pension schemes (salary, employer contribution, employer contribution). Furthermore, the employer must ensure to ensure that information from the pension fund, including information regarding the amounts paid in the state of expectancy and the expected benefits of the nurse will be forwarded immediately.
recommendations:
A number of insurance companies and banks currently offer products to meet the collective agreement obligations. The selection of the provider should always In several bids are reviewed and to ensure that the requirements of § 10 of the collective agreement (in particular retirement benefit payments / payment schedule, followed by old age pension) are met.
Furthermore, special attention to the information obligation the employer to rich-ten. The place information about the different implementation types should be stored documents and the personal file of each nurse, as could be made in case of litigation (wrongful dismissal, etc.) where applicable, claims in Be-train to a selection error of the best supply route claims.
that advice and information by the practice owner himself is usually because of the complexity of the complexity of the matter not be feasible. For this reason, it is recommended that the information by means of a written information sheet or if necessary by an invited for this purpose external insurance specialist to make . Let Concrete can
selection recommendations in relation to a specific product we do not give. In preparing an information sheet or the selection of a suitable provider but we will be happy to help.
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